POSITION
SUMMARY:
The Housing
Counselor for the Step Forward Michigan Program is a member of the Community Housing
Network (CHN) Housing Counseling department, and will be responsible for assisting
clients to access mortgage and property tax assistance through the Step Forward
Michigan program. The Housing Counselor will report to the Director of Resource
Development and Communications.
JOB
RESPONSIBILITIES:
Assists with the
development and implementation of CHN’s Step Forward Michigan programming,
procedures, curriculum, presentations and marketing materials
Initiates contact
with clients assigned to CHN by the Step Forward Michigan or referred through
internal CHN contacts
Creates and submits
client assistance applications into the Step Forward Michigan online system
Tracks and monitors
all assigned client cases
Provides individual
client/household counseling using the following techniques and tools:
Interviews clients
in a confidential manner to obtain basic information about the clients and
their housing needs or problems
Guides clients on
assembling information and documentation required to submit an assistance
application to Step Forward Michigan
Assists clients in
creating and analyzing a household budget
Evaluates clients’
eligibility for Step Forward Michigan and other alternatives to avert foreclosure
Applies a working
knowledge of applicable mortgage and real estate laws and regulations
Effectively
communicates complex information regarding foreclosures and the alternatives to
foreclosure
Refers clients to
appropriate resources and ensures applications for funds/assistance have been
made
Coordinates
multi-organizational, cooperative efforts to assist clients
Monitors clients’
progress toward meeting their prevention and/or mitigation plans
Develops and
maintains relationships with appropriate Step Forward Michigan, MSHDA
Homeownership
Program, and County Treasurer office staff members
Plans and
facilitates mortgage and property tax Foreclosure Prevention workshops
Plans and
facilitates individual counseling sessions
Works with the CHN
Michigan Foreclosure Prevention Corps AmeriCorps members to market the Step
Forward Michigan program to target populations, community partners, human
service organizations and local units of government, and provide daily
direction on client intake
Maintains current
and accurate client files in the case management system
Tracks and reports
all required program activities including:
Initial client
contacts
Completed Step
Forward Michigan applications
Workshop
presentations
Workshop attendees
Individual
counseling sessions
Program referrals
Client outcomes
through pre- and post-counseling and workshop surveys and interviews
Represents CHN at
community forums, presentations, and other related events
Attends appropriate
certification and developmental training sessions
Provides program
and policy recommendations
Other relevant
duties as assigned
PERFORMANCE
STANDARDS:
Commitment to CHN’s
mission and core values
Job Knowledge –
Thorough understanding of banking, mortgage and credit products and laws;
Knowledge of current mortgage and property tax foreclosure laws and procedures;
Knowledge of consumer protection laws and practices; Knowledge of consumer
financial assistance programs; Solid understanding of the components of
personal budgets and budgeting techniques
Interpersonal skills – Excellent telephone and one-on-one communication
skills; Processes both verbal and non-verbal communication; Ability to be
empathetic while separating emotion from situations
Negotiation – Ability to effectively negotiate win-win results for
clients and other participating parties
Technical - Proficiency with Microsoft Word, Excel, Outlook and
Explorer. Experience with entering and
maintaining data in a case management system is desirable
CREDENTIALS:
Possession of
current certification as a MSHDA Homeownership Counselor is desirable. If the
staff member holding this position does not possess current certification, training
and mentorship will be provided with the goal of achieving certification within
12 months
The staff member
holding this position will ideally have previous related work experience in
housing or financial counseling, mortgage lending, property tax administration,
or related fields
Possess a valid
driver’s license, have reliable transportation, and agree to maintain motor
vehicle liability insurance that meets minimum organization requirements
throughout employment
To apply for the Housing Counselor position please Click Here 