Homebuyer Education

Option 1: Weekly Homebuyer Education Webinars

We offer weekly Homebuyer Education webinars where we cover a number of topics. Classes cost $30 per session:

  • Budgeting, saving for a home, and down payment assistance options
  • Determining when you are ready to buy
  • The loan process and how to avoid predatory lending
  • Choosing the right home for you
  • The home inspection process
  • Homeowner responsibilities and home maintenance
  • And more
“The speakers were informative and the day was very productive. I am really grateful for the opportunity to come and learn. Thanks again.” – Jen Cooper, Homebuyer Education workshop attendee
 
Whether you are just starting to consider homeownership, or are well along in the process, our classes can help! Please click the button to register for the upcoming webinar of your choice.

Webinars are ongoing and held weekly. Once you have registered and paid for the “HUD-approved Homebuyer Education” webinar, you will receive a seperate email with instructions on how to complete your user profile and to eSign the required disclosures.  PLEASE NOTE: All purchases must be made by 2 p.m. the day prior to each webinar.  

CHN reserves the right to cancel and reschedule the webinar due to low enrollment 24 hours prior to the course date. This course fulfills certain requirements of the MSHDA loan program. Households do not need to be MSHDA loan applicants to attend the course. Completion of this course will provide a HUD-approved Homebuyer Education certificate valid for one year from the date of issue. Attendees must complete the full 4-hour webinar to receive a certificate.

Option 2: Self-paced online Homebuyer Education course ($99)

Homebuyer Education

We partner with eHome America to offer a $99 online Homebuyer Education course. This course is self-paced and can be completed from anywhere, as long as you have a computer and an internet connection. The course is available in English and Spanish.

Purchasing a home can be intimidating! Our online Homebuyer Education will help you prepare for this big step.

  • You’ll learn about the homebuying process from start to finish.
  • How to determine what you can afford to pay.
  • How to choose the right house, the right lender, the right mortgage.
  • Financial assistance program that may be available to you.

Features and benefits of the eHome online course:

eHome AmericaIt’s convenient  The full course is online. Learn on your own schedule. The course is designed to take 8 hours to complete.

It’s unbiased and consumer-oriented Developed by a HUD-certified nonprofit agency, and designed to look out for the homebuyer’s best interests.

It qualifies you The course satisfies homeownership education requirements by state and other governmental housing agencies.

It’s a great value The course is low-cost, and it can help you avoid mistakes and save you thousands of dollars. $99 per household

PLEASE NOTE:  if you have a demonstrated hardship and an inability to pay, please contact mjaks@chninc.net.

Option 3: FREE 4-part Homeownership Education Series – Realizing the American Dream!

This 4-part webinar series will cover a wide range of topics including:

• Budgeting and personal finance
• Mortgage loan types
• Down payment assistance resources
• Credit building and maintenance –obtain a copy of your free credit report!
• Financing home improvement
• Protecting your investment
• Fair Housing and the Equal Credit Opportunity Act

Webinars are ongoing and held monthly.  We reserve the right to cancel and reschedule the webinars due to low enrollment 48 hours prior to the course date. Completion of this 4-part webinar series will provide a HUD-approved Homebuyer Education certificate valid for one year from the date of issue. Attendees must complete all 4 webinars in the series to receive a certificate. Attendees of all 4 classes will also be entered to win an Amazon gift card!

Please note: the enrollment link is compatible with Google Chrome or Firefox.

Registration for these webinars is free and made possible through the generous support of TCF Bank.

Who is eligible?

Anyone is eligible for Homebuyer Education.

Note: Completion of these courses fulfill the requirements for the MSHDA (Michigan State Housing Development Authority) mortgage loan and down payment assistance program. You do not have to be a MSHDA loan applicant to participate. Information on the MSHDA MI First Home loan program and down payment assistance program can be found here.

CHN also holds periodic classes that fulfill the requirements for HUD home purchase programs. The eHome America online course fulfills all requirements for HUD home purchase programs.

How can I access this service?

Weekend Webinars

Registration in advance is required.  There is a registration fee of $30 per attendee – scholarships may be available for those with a demonstrated hardship and an inability to pay, please follow this link for more information. To select and register for an upcoming webinar click here. You will receive your Homebuyer Education completion certificate upon completion of this one-day webinar.

Online Self-Paced Course

Register at eHome America

After you complete the course, you will need to contact a CHN Housing Counselor. They will review your training and email your Homebuyer Education completion certificate.

Weekly 4-part Webinar Series

Registration in advance is required.  Registration is free and made available with support from TCF Bank.  To select and register for an upcoming webinar click here.  Attendees who complete all four sessions of the series will be issued a HUD-approved Homeownership Education certificate valid for one year from the date of issue.

Contact: Kimberly Diggan, Housing Counseling Program Assistant at 248-824-7391 and kdiggan@chninc.net.