We offer our free workshops for individuals and families seeking to gain the knowledge and expertise to reach their financial goals.
Owning a home is life goal of many families and individuals. Often, people who want to purchase a home think they are unable to buy a home because of limited income, past credit history, or other barriers.
If that describes you, we may be able to help you realize your goal of homeownership! Below are links to services provided by CHN, other community services and articles containing information pertaining to homeownership and the home-buying process.
CHN's free foreclosure prevention counseling is available to homeowners living in Oakland and Macomb counties. Professional counselors help homeowners create a plan to stay in their home with a sustainable housing budget.
We help homeowners learn more about buying and maintaining a home. Choose between two options: low-cost in-person workshops, or a self-paced online course.
Our homeownership program helps low- and moderate-income households purchase a quality, affordable home.
Our Housing Resource Center is a free service and the best first step for anyone in a housing crisis. With hundreds of options, our trained specialists can help develop a housing plan to specifically address a household's needs.
Renters and owners of homes both have responsibilities that become easier with an understanding the basic systems in a home.
When considering renting out an unlicensed home for people with disabilities there are some extra start-up costs to consider above the normal maintenance.
What is the ideal home setting? There are lots and lots of right answers, depending on the person. The ideal home setting is different for everyone.
Credit ratings are necessary for people who want housing, mobile phones, cheap loans, and a fair market insurance rate in our computer connected world.
A very large group of homeowners remains at constant risk of mortgage delinquency and foreclosure.
A major frustration for homeowner’s facing foreclosure is attempting to contact their mortgage servicer.
If you want to be a homeowner and your employment status and financial house are in order, you can get approved for a mortgage if you can demonstrate that you can afford your new house payment, regardless of your income.
Following the link below, you will find lists of subsidized apartments throughout the local community. Please note that some of the entries in this list are not true subsidized housing but are affordable and provided as additional options for consideration.
The organizations listed in the linked document provide resources to help with basic needs such as shelter, food and clothing.
These organizations can help you pay your utility bills if you are income eligible and funding is available.
These organizations can provide housing and housing health related inspections.